Renovate Your Home With a Plan
Plan a kitchen, bathroom, basement or whole-home renovation. Understand condition, scope, costs and what to do next.
Choose Your Renovation
Upgrade cabinets, countertops, appliances, and lighting. Cost: $25K–$80K. Timeline: 4–10 weeks. Most impactful renovation for buyer appeal.
Explore KitchenRefresh vanity, fixtures, tile, and lighting. Cost: $15K–$40K. Timeline: 2–4 weeks. High ROI for sellers and comfort for owners.
Explore BathroomFinish family rooms, rental suites, gyms, or theatres. Cost: $30K–$100K. Timeline: 6–12 weeks. Expand your living area.
Explore BasementFull exterior, flooring, structural improvements, and complete refreshes. Cost: $50K–$250K. Timeline varies by scope.
Explore Whole HomeLandscaping, siding, windows, doors and driveway. Cost: $15K–$75K. Strong return for both seller appeal and quality of life.
Explore ExteriorTargeted pre-sale improvements that address condition issues and improve buyer appeal. Start with your home Score to understand priorities.
Explore Seller AdvantageWhat renovations typically cost in Ontario
Kitchen
Minor update: $10K–$20K. Moderate remodel: $25K–$50K. Full renovation: $50K–$100K.
Bathroom
Cosmetic refresh: $8K–$15K. Mid-range: $15K–$30K. Full renovation: $30K–$60K.
Basement
Basic finish: $25K–$40K. Mid-range: $40K–$70K. Full renovation: $70K–$120K.
Common questions about planning and executing a renovation.
How much does a renovation cost?
Renovation costs vary widely by scope. Minor updates range from $10,000 to $30,000. Moderate remodels typically cost $30,000 to $75,000. Major renovations can range from $75,000 to $250,000 or more. Score your home to understand condition and priorities first.
Is a renovation worth it before selling?
Strategic renovations can improve buyer appeal and may help your home sell faster. Focus on updates that address condition issues or modernize key rooms like kitchens and bathrooms.
How long does a renovation take?
Timeline depends on scope. Cosmetic updates take 2 to 4 weeks. Kitchen or bathroom remodels typically take 4 to 8 weeks. Multi-room renovations or structural work can take 12 weeks or longer.
What renovations add the most value?
Kitchen and bathroom updates consistently deliver strong returns. Priorities include quality cabinets, durable countertops, good lighting, and efficient layouts.
Should I renovate before listing my home?
If your home shows poorly due to dated finishes, worn flooring, or deferred maintenance, strategic renovations can improve buyer appeal. Score your home to understand condition first.
Can I finance a renovation?
RNPL® financing allows you to complete approved renovations before closing and repay the cost when the property sells or refinances. Subject to application approval and terms.
Need help funding the work?
RNPL® renovation financing lets you complete your project now and repay when the property sells or refinances. 0% financing up to $100K. O.A.C.
- 0%Interest financing up to $100,000
- 12Months to complete your project
- ✓Repaid at closing, nothing upfront
- ✓Matched with vetted renovation contractors
Subject to eligibility and program terms. RNPL is a registered trademark.
Finance your renovation in three steps
Apply
Submit your renovation plan with a qualified contractor. RNPL® reviews your application and property details. No upfront payment required.
Approve
Once approved, renovation funding is released directly to your contractor as work progresses and milestones are completed.
Repay at Closing
Repay the renovation cost when the property sells or refinances. Subject to approval. Terms and conditions apply.
Still not sure what makes sense?
Our advisors help you evaluate which updates deliver the strongest appeal, how local market expectations vary by price point, whether to invest in cosmetic updates or a full remodel, and renovation priorities before listing or refinancing. Book a free 15-minute consultation.
Talk to an advisor